Whether you’re buying from a private seller or a dealership, there are several steps you can take to help ensure a smooth purchasing process.
Check the price
Before making an offer, research the vehicle’s current market value so you know whether the asking price is reasonable. KBB.com and Carfax let you look up vehicles by make, model, year, mileage, and condition.
Certified pre-owned and used vehicles
Most automakers offer a certified pre-owned (CPO) program. Officially certified vehicles have been inspected, typically come with a warranty, and may include other benefits. Ask the seller for specifics.
Note
Used vehicles that have not been certified may require additional research to verify their condition, service history, and warranty status.
Check the vehicle history report
Some vehicles listed on OfferUp include free vehicle history information provided by CarFax or VinAudit. A vehicle history report provides information about previous accidents, changes in ownership, and title status.
The listing may also include the vehicle’s VIN (Vehicle Identification Number). If it does, you can use the VIN to purchase a vehicle history report yourself from services like CarFax, VinAudit, or AutoCheck. If you don’t see a VIN in the listing, ask the seller to message it to you.
Note
If a vehicle history report comes back negative, it’s not recommended to move forward with the purchase.
For more information see, VinAudit reports for cars.
Check service records
Ask the seller for service records to confirm the vehicle has had regular maintenance. If printed records aren’t available, a vehicle history report from services like CarFax or AutoCheck may include service history. Note that VinAudit does not provide service history.
If service records aren’t available at all, a professional inspection of the vehicle is strongly recommended before proceeding.
Inspect and test drive the vehicle
A personal and professional inspection is important, especially when buying a used vehicle. If possible, have a mechanic you know and trust inspect the vehicle before committing to a purchase. A test drive is also an important step to help you assess the vehicle’s condition.
Important
Purchasing a vehicle without seeing it in person is not advised and is done at the buyer’s own risk.
Transferring ownership and payment
Important
Certain paperwork will need to be completed when you buy a vehicle. Requirements can vary by state, so check with your local DMV first.
Transferring ownership typically requires the following information:
- A bill of sale.
- Proof of title.
- The VIN (Vehicle Identification Number).
- Current odometer reading.
Registering the vehicle in your name will usually require:
- Proof of insurance.
- Proof that you’ve paid sales tax.
- Certification that the vehicle has passed any required inspections.
Buying from a private seller
Before making payment, confirm that the seller has properly transferred ownership. Request the title and have the seller sign it over to you. You will also need to register the vehicle at the DMV and pay all applicable tax and title fees.
When purchasing a vehicle from a private seller, have your bank issue a certified cashier’s check or pay with cash. Other forms of payment such as electronic transfers, wire transfers, gift cards, or other vouchers are not recommended.
When meeting the seller, choose a well-lit, busy public location. Avoid meeting at a private address for high-value transactions.
Buying from a dealership
When purchasing a vehicle from a dealership, review all fees and contracts carefully before signing. This often includes a documentation fee, smog fee, tax, and license fee. The dealership will typically handle the title transfer and registration process on your behalf.
Watch out for scams
Stay alert for red flags that may indicate a scam. Common warning signs include:
- Requests for unusual payment methods such as wire transfers, gift cards, or money orders.
- Sellers who want to complete the transaction without meeting in person.
- Prices that seem significantly below market value.
- Pressure to complete the transaction quickly.
For more information on common scams to watch out for, see Common buying and selling scams.